PRIVACY POLICY

Effective Date: June 5, 2025

This Privacy Policy explains how Nuvanta Funding, LLC ("Nuvanta," "we," "our," or "us") collects, uses, shares, and protects your information when you access our website or utilize our financial services across the United States.

1. Scope and Applicability

This Privacy Policy applies to all users of our website and services in the United States. By accessing our website or submitting information, you consent to the practices outlined in this policy.

2. Information We Collect

We may collect the following categories of information:

- Personal Identifiers: Name, phone number, email, address, Social Security,Number (SSN), date of birth

- Business Information: Company name, entity type, EIN, industry, revenue, business age, and funding use

- Financial Information: Bank statements, tax ID, transaction history, past funding records, credit report data (soft pull only)

- Technical Data: IP address, browser type, geolocation, cookies, device identifiers, referring pages

3. How We Collect Information

We collect data through:

- Online application forms

- Uploaded documents

- Phone, SMS, or email communications

- Cookies and web analytics

- Third-party APIs (e.g., Equifax, Experian, TransUnion)

4. Cookies & Tracking Technologies

We use cookies and similar tracking tools to improve your browsing experience, gather analytics, and deliver relevant ads. You can disable cookies through your browser settings.

5. Use of Information

Your information may be used to:

- Evaluate and match your eligibility for business funding

- Submit your profile to lending partners

- Pre-fill applications and simplify your experience

- Send updates and communicate loan offers

- Comply with federal and state regulations

- Enhance our website performance and services

6. Credit Authorization

By submitting an application, you authorize Nuvanta Funding and its partners to conduct a soft credit inquiry using credit bureaus such as Equifax, Experian, and TransUnion. This soft pull will not impact your credit score and may remain on your report for up to 12 months.

We may use credit data to:

- Generate customized offers

- Assist with pre-qualification

- Support underwriting decisions

7. Sharing of Information

We may share your data only with:

- Licensed lending partners to fulfill funding requests

- Third-party service providers (e.g., cloud hosting, analytics, email systems)

- Legal authorities, as required by law

We do not sell or rent your personal information.
All third-party vendors must adhere to strict data privacy and confidentiality terms.

8. Data Retention & Security

We retain your data as long as needed to:

- Provide services

- Comply with legal/regulatory requirements

- Resolve disputes

We implement safeguards such as:

- SSL encryption

- Secure cloud servers

- Access restrictions

- Staff training

Despite our best efforts, no digital system is 100% secure.

In the event of a data breach, we will notify affected users and regulatory agencies as required by law.

9. Your Rights & Choices

You have the right to:

- Access, correct, or update your data

- Withdraw consent for communications or data use

- Request data deletion (where legally allowed)

To exercise any of these rights, email us at:
📩 [email protected]

10. Children’s Privacy

Our services are intended for individuals 18 and older. We do not knowingly collect data from minors. If we discover that a child’s information has been submitted, it will be deleted promptly.

11. State-Specific Privacy Rights

Residents of California, Virginia, Colorado, and other states may have additional rights under privacy laws like CCPA and VCDPA. To exercise those rights, contact us at:
📩 [email protected]

12. Updates to This Policy

We may modify this Privacy Policy at any time. Any updates will be posted with a new effective date. Continued use of our site or services indicates your acceptance of the changes.

13. Contact Us

Nuvanta Funding, LLC
12139 SW 131 AVE, Miami, FL 33186
[email protected]

‪(561) 665-5385‬